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Tim is well-qualified to help clients achieve their financial goals. He attended Tufts University for a Bachelors in Electrical Engineering and Northeastern University for his MBA. Tim is a CERTIFIED FINANCIAL PLANNER® professional and a member of Ed Slott’s Elite IRA Advisor Group.

Tim has also studied extensively about investments and retirement planning. The Investment and Wealth Institute offers two special designations in these areas:

RETIRMENT MANAGEMENT ANALYST® and

CERTIFIED INVESTMENT MANAGEMENT ANALYST® where the CIMA® course is administered by Yale School of Business Management.

Tim is also BUCKET PLAN CERTIFIED®, which is a FINRA designation offered by C2P Enterprises.

Tim loves helping his clients enjoy a worry-free retirement. He is experienced and well-trained in communication -- sharing complex financial concepts with clients in easy-to-understand and graphical terms. There are several tools Tim uses to communicate financial concepts, including The Bucket Plan®, Tax Efficient Funnels, The Order of Money, Tax Bracket Measuring Cup and financial planning software and tools. Each client engagement is unique and requires analysis and customized solutions for his clients.

Check Out Advisor Credentials Below

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Tim Haas, CFP® Member or Ed Slott's Master Elite IRA Advisor Group

Tim is the Past President of the Newtown Chamber of Commerce, past leader of the Newtown Knights of Columbus, Past President of New Fairfield

Lions Club. He is founder and owner of Haas Insurance, an independent insurance agency, and Waypoint Financial Planning.

Tim and Anne have been married 35 years in 2023 and have two children, Andrew and Stephanie. Tim and Anne enjoy hiking, dancing and singing in the St. Marguerite Choir. They’re active members at St. Rose of Lima Church in Newtown. Tim enjoys golfing, hiking, investments and mystery novels. Tim’s favorite mystery author is David Baldacci. Memory Man was a great read.

Pictured below are Tim and Anne, “Life doesn’t get any better than sharing your life and business together, when you’re uniquely compatible. We trust in each other and are grateful for the time we share and the successful business we have built together. Life is short. God is good. God bless America!”

Certified Financial Planner – CFP®

I am certified for financial planning services in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”). Therefore, I may refer to myself as a CERTIFIED FINANCIAL PLANNER™ professional or a CFP® professional, and I may use these and CFP Board’s other certification marks (the “CFP Board Certification Marks”). The CFP® certification is voluntary. No federal or state law or regulation requires financial planners to hold the CFP® certification. You may find more information about the CFP® certification at www.cfp.net.

CFP® professionals have met CFP Board’s high standards for education, examination, experience, and ethics. To become a CFP® professional, an individual must fulfill the following requirements:

• Education – Earn a bachelor’s degree or higher from an accredited college or university and complete CFP Board-approved coursework at a college or university through a CFP Board Registered Program. The coursework covers the financial planning subject areas CFP Board has determined are necessary for the competent and professional delivery of financial planning services, as well as a comprehensive financial plan development capstone course. A candidate may satisfy some of the coursework requirement through other qualifying credentials.

• Examination – Pass the comprehensive CFP® Certification Examination. The examination is designed to assess an individual’s ability to integrate and apply a broad base of financial planning knowledge in the context of real-life financial planning situations.

• Experience – Complete 6,000 hours of professional experience related to the personal financial planning process, or 4,000 hours of apprenticeship experience that meets additional requirements.

• Ethics – Satisfy the Fitness Standards for Candidates for CFP® Certification and Former CFP® Professionals Seeking Reinstatement and agree to be bound by CFP Board’s Code of Ethics and Standards of Conduct (“Code and Standards”), which sets forth the ethical and practice standards for CFP® professionals.

Individuals who become certified must complete the following ongoing education and ethics requirements to remain certified and maintain the right to continue to use the CFP Board Certification Marks:

• Ethics – Commit to complying with CFP Board’s Code and Standards. This includes a commitment to CFP Board, as part of the certification, to act as a fiduciary, and therefore, act in the best interests of the client, at all times when providing financial advice and financial planning. CFP Board may sanction a CFP® professional who does not abide by this commitment, but CFP Board does not guarantee a CFP® professional's services. A client who seeks a similar commitment should obtain a written engagement that includes a fiduciary obligation to the client.

• Continuing Education – Complete 30 hours of continuing education every two years to maintain competence, demonstrate specified levels of knowledge, skills, and abilities, and keep up with developments in financial planning. Two of the hours must address the Code and Standards.

Retirement Management Analyst (RMA)

I am certified for retirement management services in the United States by Retirement Management Advisor Board of Standards, Inc. (“RMA Board”). Therefore, I may refer to myself as a Retirement Management Advisor professional or a RMA professional. The RMA certification is voluntary. No federal or state law or regulation requires financial planners to hold the RMA certification. You may find more information about the RMA certification at https://investmentsandwealth.org/rma

RMA professionals have met RMA Board’s high standards for education, examination, experience, and ethics. To become an RMA professional, an individual must fulfill the following requirements:

Education – Completion of RMA online course, Completion of RMA Capstone course, and completion and passage of an online multiple-choice exam.
Experience – One of the following must be met prior to obtaining this designation:
- Be a financial services professional with three plus years of relevant experience or:
- Already hold one of the following designations: CIMA, CPWA, CFP®, CFA, ChFC, or RICP.
Ethics – The candidate must adhere to the code of professional responsibility.

Individuals who become certified must complete the following ongoing education and ethics requirements to remain certified and maintain the right to continue to use the RMA designation:

Education – The individual using the RMA mark must complete twenty (20) hours of continuing education annually.
Ethics – The individual must always adhere to the code of professional responsibility.

Certified Investment Management Analyst (RMA)

I am certified for investment management services in the United States by Retirement Management Advisor Board of Standards, Inc. (“RMA Board”). Therefore, I may refer to myself as a Retirement Management Advisor professional or a RMA professional. The RMA certification is voluntary. No federal or state law or regulation requires financial planners to hold the RMA certification. You may find more information about the RMA certification at https://investmentsandwealth.org/cima

The CIMA certification signifies that an individual has met initial and on-going experience, ethics, education, and examination requirements for the job of investment management consulting, including advanced investment management theory and application. Prerequisites for the CIMA certification are three years of financial services experience and an acceptable ethical background/compliance history as decided in an admissions peer review process governed by the Ethics Board. To obtain the CIMA certification, candidates must successfully complete a one-week classroom education program provided by a Registered Education Provider at an AACSB accredited university business school and pass a Certification Examination. CIMA designees are required to adhere to IWI's Code of Professional Responsibility and Guidance Document, Disciplinary Rules and Procedures, and Rules and Guidelines for Use of the Marks. CIMA designees must report 40 hours of continuing education credits, including two ethics and one tax/regulations hours, every two years to maintain the certification. The designation is administered through Investments and Wealth Institute^® (IWI).

107 Church Hill Rd Blidg A, Ste 1B

Sandy Hook, CT. 06482
support@waypfp.com
(203) 304-9690

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